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18May2012
Mortgage Rates In Motion : Weekly MBS Prices At 5-Minute Intervals Thumbnail

Mortgage Rates In Motion : Weekly MBS Prices At 5-Minute Intervals

Real-time mortgage market updates for May 18, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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18May2012
Author
Dan Green
Filed Under
Federal Reserve
Federal Reserve Comments Set Mortgage Rates On Downward Trajectory Thumbnail

Federal Reserve Comments Set Mortgage Rates On Downward Trajectory

The Federal Reserve stands ready for more stimulus. Mortgage rates react.

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18May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines
FHA Mortgages For Condos : Guidelines About To Loosen? Thumbnail

FHA Mortgages For Condos : Guidelines About To Loosen?

Quietly, the FHA has been formulating changes to its condo mortgage guidelines.

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17May2012
Mortgage Rates : Real-Time MBS Pricing, May 17, 2012 Thumbnail

Mortgage Rates : Real-Time MBS Pricing, May 17, 2012

Real-time mortgage market updates for May 17, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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17May2012
Author
Dan Green
Filed Under
Real Estate Sales
Mortgage Rates Respond To Housing Starts Data Thumbnail

Mortgage Rates Respond To Housing Starts Data

Housing Starts rose for the third-straight month. Here's what it's doing to mortgage rates.

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17May2012
Author
Rob Chrisman
Filed Under
Mortgage News
The Basics Of JPMorgan’s $2 Billion Gaffe Thumbnail

The Basics Of JPMorgan’s $2 Billion Gaffe

The most lasting effect of JPMorgan's losing $2 billion bad bet will be to its reputation.

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17May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines
Fewer Than 1% Of Homes In Foreclosure Nationwide, Reports MBA Thumbnail

Fewer Than 1% Of Homes In Foreclosure Nationwide, Reports MBA

The Mortgage Bankers Association (MBA) reports that mortgage defaults have fallen below expected levels.

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16May2012
Mortgage Rates : Real-Time MBS Pricing, May 16, 2012 Thumbnail

Mortgage Rates : Real-Time MBS Pricing, May 16, 2012

Real-time mortgage market updates for May 16, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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16May2012
Author
Dan Green
Filed Under
Real Estate Sales
New Construction Market Expected To Soar This Summer Thumbnail

New Construction Market Expected To Soar This Summer

Buyers of new construction are on the clock. Builder confidence is rising and new home sales are expected to pop.

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16May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines
Federal Reserve : Lack Of Congressional Direction Slowing Mortgage Lending Thumbnail

Federal Reserve : Lack Of Congressional Direction Slowing Mortgage Lending

Federal Reserve Governor Elizabeth Duke said mortgage lending is suffering because the "rules of the game" keep changing.

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15May2012
Mortgage Rates : Real-Time MBS Pricing, May 15, 2012 Thumbnail

Mortgage Rates : Real-Time MBS Pricing, May 15, 2012

Real-time mortgage market updates for May 15, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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15May2012
Author
Dan Green
Filed Under
Mortgage Strategy
Refinance Frenzy : Nearly 40% Abandon 30-Year Fixed Rate Mortgage Thumbnail

Refinance Frenzy : Nearly 40% Abandon 30-Year Fixed Rate Mortgage

For every $100,000 borrowed on a 15-year mortgage, you'll save nearly $44,000 over the long-term in mortgage interest costs over a 30-year.

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15May2012
Author
Rob Chrisman
Filed Under
Mortgage News
HARP 3 : A Framework Emerges From Congress Thumbnail

HARP 3 : A Framework Emerges From Congress

The White House is requesting updates to the Home Affordable Refinance Program. Millions of additional homeowners would be HARP 3-eligible.

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15May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines
Arizona, Florida, Colorado Among “Improving” Housing Markets Thumbnail

Arizona, Florida, Colorado Among “Improving” Housing Markets

With mortgage rates low in all 50 states and housing markets rising, there are great "deals" to be had -- if you can find them.

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14May2012
Mortgage Rates : Real-Time MBS Pricing, May 14, 2012 Thumbnail

Mortgage Rates : Real-Time MBS Pricing, May 14, 2012

Real-time mortgage market updates for May 14, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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14May2012
Author
Dan Green
Filed Under
FHA Mortgages
Now Accepting Applications For The FHA’s New, Lower Mortgage Insurance Premiums Thumbnail

Now Accepting Applications For The FHA’s New, Lower Mortgage Insurance Premiums

The FHA starts its new, cheaper MIP schedule June 11, 2012. You don't have to wait until June to apply, though. Start your application today and be among the first in line for new, lower payments.

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14May2012
Author
Dan Green
Filed Under
Mortgage Rates
Mortgage Rate Outlook : Week Of May 14, 2012 Thumbnail

Mortgage Rate Outlook : Week Of May 14, 2012

Mortgage-backed bonds worsened last week. Mortgage rates figure to rise.

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14May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines
With Mortgage Rates Low, Consumer Sentiment Hits 4-Year High Thumbnail

With Mortgage Rates Low, Consumer Sentiment Hits 4-Year High

Low mortgage rates plus rising consumer sentiment is helping to stabilize U.S. housing.

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11May2012
Mortgage Rates In Motion : Weekly MBS Prices At 5-Minute Intervals Thumbnail

Mortgage Rates In Motion : Weekly MBS Prices At 5-Minute Intervals

Real-time mortgage market updates for May 11, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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11May2012
Author
Dan Green
Filed Under
Mortgage Strategy
The 15-Month Refinance Boom : Save 29% On Your Mortgage Thumbnail

The 15-Month Refinance Boom : Save 29% On Your Mortgage

The Mortgage Refinance Boom is ongoing. At today's rates, you could save 29% off your mortgage interest payments.

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11May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines

Mortgage Delinquency Rates Fall To 3-Year Low

So long as the economy continues to stay strong, mortgage default rates nationwide should continue to drop.

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11May2012
Author
Rob Chrisman
Filed Under
Mortgage News
Cash-Out Refinances Account For 21% Of All Refinance Activity Thumbnail

Cash-Out Refinances Account For 21% Of All Refinance Activity

Cash-out mortgages are defined as mortgages for which the new, refinanced balance is at least 5% higher than the existing loan payoff.

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10May2012
Mortgage Rates : Real-Time MBS Pricing, May 10, 2012 Thumbnail

Mortgage Rates : Real-Time MBS Pricing, May 10, 2012

Real-time mortgage market updates for May 10, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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10May2012
Author
Dan Green
Filed Under
Rate Surveys
Mortgage Rate Predictions For The Next 7 Days (May 10, 2012) Thumbnail

Mortgage Rate Predictions For The Next 7 Days (May 10, 2012)

Need to know if mortgage rates will rise or fall this week? Here's your answer.

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10May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines
Rising Home Values Help Fannie Mae Post Biggest Profit Since 2007 Thumbnail

Rising Home Values Help Fannie Mae Post Biggest Profit Since 2007

Fannie Mae reports a $2.7 billion net profit for the first quarter of 2012. Fannie Mae execs cite stabilizing home prices, fewer defaults.

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10May2012
Author
Rob Chrisman
Filed Under
Mortgage News
First-Person Report : The Mortgage Bankers Association Secondary Market Conference & Expo Thumbnail

First-Person Report : The Mortgage Bankers Association Secondary Market Conference & Expo

After sitting in more than dozen meetings, the mortgage industry appears to be in decent shape, but remains nervous for the future.

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09May2012
Mortgage Rates : Real-Time MBS Pricing, May 9, 2012 Thumbnail

Mortgage Rates : Real-Time MBS Pricing, May 9, 2012

Real-time mortgage market updates for May 9, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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09May2012
Author
Dan Green
Filed Under
Mortgage Rates
The 10-Year Treasury Note Now Separated From The 30-Year Fixed Rate Mortgage Thumbnail

The 10-Year Treasury Note Now Separated From The 30-Year Fixed Rate Mortgage

The 10-year treasury is fully-decoupled from the 30-year fixed rate mortgage. Interest rate spreads are nearing the widest point in 2 years.

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09May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines
Movie Star Loans Highlight Private Mortgage Market Difficulties Thumbnail

Movie Star Loans Highlight Private Mortgage Market Difficulties

The private mortgage market of RMBS is trying to do more, but risks remain high.

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08May2012
Mortgage Rates : Real-Time MBS Pricing, May 8, 2012 Thumbnail

Mortgage Rates : Real-Time MBS Pricing, May 8, 2012

Real-time mortgage market updates for May 8, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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08May2012
Author
Dan Green
Filed Under
Mortgage Strategy
FHA Mortgage Rates Vs Conforming Mortgage Rates : Which Is Better For You? Thumbnail

FHA Mortgage Rates Vs Conforming Mortgage Rates : Which Is Better For You?

Is an FHA mortgage better for you than a conventional one? A quick rundown of each product and a comparison chart.

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08May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines
Improving Markets Index : There Are Now 100 Improving U.S. Housing Markets Thumbnail

Improving Markets Index : There Are Now 100 Improving U.S. Housing Markets

17 new housing markets were identified as "improving" in May.

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07May2012
Mortgage Rates : Real-Time MBS Pricing, May 7, 2012 Thumbnail

Mortgage Rates : Real-Time MBS Pricing, May 7, 2012

Real-time mortgage market updates for May 7, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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07May2012
Author
Dan Green
Filed Under
Conforming Mortgages
HARP Refinance Program : The Complete HARP II Eligibility Requirements Thumbnail

HARP Refinance Program : The Complete HARP II Eligibility Requirements

The Home Affordable Refinance Program (HARP) is revamped and extended. There are no LTV requirements and fewer loan fees. It's a complete refinance overhaul.

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07May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines
USDA Streamline Refinance Program : No Credit Scores, No Appraisals Thumbnail

USDA Streamline Refinance Program : No Credit Scores, No Appraisals

The USDA has launched its own version of HARP and the FHA's Streamline Refinance. No credit scores, no appraisals, very low mortgage rates.

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07May2012
Author
Rob Chrisman
Filed Under
Mortgage News
Green Home Construction To Grow Five-Fold In Next 5 Years Thumbnail

Green Home Construction To Grow Five-Fold In Next 5 Years

With material getting less expensive, "green homes" are expected to account for 40% of all new single-family homes by 2016.

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04May2012
Mortgage Rates : Real-Time MBS Pricing, May 4, 2012 Thumbnail

Mortgage Rates : Real-Time MBS Pricing, May 4, 2012

Real-time mortgage market updates for May 4, 2012. Updates provided by MBSQuoteline, an MBS subscription provider for loan officers.

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04May2012
Author
Dan Green
Filed Under
Things That Change Mortgage Rates
Mortgage Rates Falling On 115,000 Non-Farm Payrolls Figure Thumbnail

Mortgage Rates Falling On 115,000 Non-Farm Payrolls Figure

Mortgage rates are falling after the April jobs report It's a Wall Street quirk, though --one that should self-correct shortly.

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04May2012
Author
Rob Chrisman
Filed Under
Mortgage News
New Fannie Mae Guarantee Fee Policy Could Raise Mortgage Costs (Again) Thumbnail

New Fannie Mae Guarantee Fee Policy Could Raise Mortgage Costs (Again)

Fannie Mae gave itself the power to raise "g-fees" with absolutely no advance notice.

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04May2012
Author
Karen Lawson
Filed Under
Mortgage Market Headlines
Freddie Mac’s “Lowest Mortgage Rates In History” : Just Smoke and Mirrors? Thumbnail

Freddie Mac’s “Lowest Mortgage Rates In History” : Just Smoke and Mirrors?

Lower mortgage rates with higher fees is not an improvement -- it's accounting trick.

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